PR/122633 | Credit Risk Manager

Job Description:

• Creating credit scoring models, setting loan terms and determining interest rates.
• Implementing effective credit policies and procedures to support new business growth which includes the application of authorization limits, credit document requirements, credit approval processes, review and supervision schemes
• Performing an effective competitor analysis function by studying all related aspects in order to increase the company's competitive advantage in the market
• Responsible for oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. Product : New Car, Used Car, Fund Facility, Commercial Vehicle, and Heavy Equipment.
• Responsible for minimize bad debts and increase revenues from loans.

 

Job Qualification:

• Candidate at least bachelor degree in Accounting/Finance/Management.
• Experiences 3-5 years in the same managerial level from financial/ banking industry. (Previous banking experience is a plus, along in making and reviewed Credit policies)
• Excellent English skill (oral and written)
• Excellent Ms. Office (Word, Excel, and Power Point)
• Have good analytical and communication skill
• APPI certified for Managerial level
• Risk Management Certification