CareerCross uses cookies to enhance your experience on our websites. If you continue to view our sites without changing your browser settings, then it is assumed that we have your consent to collect and utilise your cookies. If you do not want to give us your consent, then please change the cookie settings on your browser. Please refer to our privacy policy for more information.
CareerCross uses cookies to enhance your experience on our websites. If you continue to view our sites without changing your browser settings, then it is assumed that we have your consent to collect and utilise your cookies. If you do not want to give us your consent, then please change the cookie settings on your browser. Please refer to our privacy policy for more information.
Manager - Credit Risk Strategy & Lending Insights
| Location | Tokyo - 23 Wards |
| Job Type | Permanent Full-time |
| Salary | Negotiable, based on experience |
Job Description
This position offers the opportunity to lead credit risk strategy for consumer and commercial card lending products, including revolving credit and installment loans. You'll join a fast-paced risk function that balances innovation and regulatory insight while influencing product, marketing, and operational teams across the organization.
Client Details
A global financial services firm known for its customer-centric culture, innovation in lending products, and strong investment in employee growth and inclusion. The firm is recognized for its hybrid work flexibility, cross-functional collaboration, and holistic benefits.
Description
- Lead design, monitoring, and optimization of credit risk strategies for lending portfolios
- Collaborate cross-functionally with product, operations, risk, and marketing teams
- Translate complex data into actionable strategies and portfolio improvements
- Analyze key metrics, identify risks and opportunities, and present insights
- Support compliance with local regulatory requirements and lending laws
- Drive continuous learning and promote inclusive team culture
Job Offer
- Competitive compensation + performance bonus
- Flexible work model and hybrid work options
- Comprehensive benefits supporting health, finance, and well-being
- Generous parental leave and wellness programs
- Career development, training, and global mobility opportunities
To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Carl Iso +818046764473.
General Requirements
| Minimum Experience Level | No experience |
| Career Level | Mid Career |
| Minimum English Level | Business Level |
| Minimum Japanese Level | Fluent |
| Minimum Education Level | Associate Degree/Diploma |
| Visa Status | Permission to work in Japan required |
Required Skills
- Experience in credit risk, lending strategy, or analytics
- Strong data analysis skills with tools like SQL, Python, SAS, or R
- Clear and persuasive communication across cross-functional teams
- Ability to balance growth and risk to deliver sustainable results
- Experience with Japan's Installment Sales Law preferred
- Bilingual fluency in English and Japanese
- Bachelor's degree required
Job Location
- Tokyo - 23 Wards
Work Conditions
| Job Type | Permanent Full-time |
| Salary | Negotiable, based on experience |
| Industry | Other (Banking and Financial Services) |
Job Category
- Banking and Financial Services > Risk, Credit, Debt Administration
- Banking and Financial Services > Other (Banking and Financial Services)
